Referring to the delay by the banks in disbursing the benefits of the central government schemes to the beneficiaries, Deputy Commissioner of Dharwad Nitesh Patil said that the district administration had taken serious note of the non-cooperation of the banks, in particular private banks in this regard.
Referring to the delay in which banks benefit from Union government schemes to beneficiaries, Deputy Commissioner of Dharwad Nitesh Patil said that the district administration has taken serious note of the problem of non-cooperation of banks, in private individuals, in this regard.
Speaking at a quarterly virtual meeting of the Dharwad district level review committee, Mr. Patil asked the main bank officials to come up with a system for ranking banks in the district based on the extensive facilities and requests processed by them.
He said several private banks are reluctant to extend the benefits of government programs and plans. “Bankers are not cooperating in the timely implementation of housing programs, including PMAY (Prime Minister’s Awas Yojna). As a result, eligible beneficiaries face difficulties, ”he said.
Mr Patil said several people have complained about applicants being harassed by banks on the grounds that various documents are required and that there are also delays in processing applications. Bankers should do some soul-searching and take action for honest implementation of government programs, he said.
He said that due to the lukewarm response from the bankers, several people were forced to contact pawn shops and as a result found themselves in the debt trap. “If there is a banker friendly approach, then these issues can be resolved in time,” he said.
Regarding complaints about bankers adjusting money credited to beneficiary accounts for crop loss compensation, crop insurance and MGNREGA wages with loan repayment, he said the administration district would take it seriously and send a show cause notice to the affected banks, even if there is one. Case.
Regarding the need to encourage women to avail themselves of banking services, Dharwad General Manager Zilla Panchayat B. Susheela stressed that only the banks’ friendly approach will help more women to avail themselves of banking services and asked bankers to take the necessary measures. for.
District bank senior manager Annaiah R. said under social security schemes the district banks have functioned well and under PMJJBY 33,996 people have been registered. Under the PMSBY 1,03,356 consumers were registered, while under the MUDRA program 60,351 beneficiaries received loans amounting to 47,512 lakhs, he said.
The Potential Linked Credit Plan for the Dharwad district for 2022-23 projected by NABARD was launched on this occasion.
Baroda Chakravarthi Mathi Regional Bank Manager, NABARD District Development Manager Mayur Kamble and others were in attendance.
Projections for 2022-2023 have been estimated at 11,055.46 crore. The share of the agricultural sector represents 47.41%, MSMEs 37.81% and export credit, education and housing has been estimated at 13.58%.