Financial Affairs – Business Continuity And Disaster Recovery World Thu, 23 Jun 2022 11:41:38 +0000 en-US hourly 1 Financial Affairs – Business Continuity And Disaster Recovery World 32 32 Weekend Bridge Payday Loans: A Direct Lender Alternative Mon, 16 May 2022 03:42:58 +0000 What Are Weekend Payday Loans?

The weekend payday loans are short-term non-secured loans that are intended to address a short-term shortage of funds. It’s better not to even think about one unless you’re certain you’ll be able to repay it in time.

The weekend payday loans work like traditional payday loans, with a couple of exceptions:

  • Instant loan approval. The weekend payday loans are approved even quicker than a typical payday loan. They are also able to be approved 24 hours a day by an online payday lender.
  • They are characterized by brief-term loans. Borrowers must make the full repayment within 2 to 4 weeks, in the majority of instances.

Unexpected events can sabotage the whole budget. A lot of people are stressed and don’t have the time to just wait to get a traditional loan. This is why many choose to make use of payday loans.

In contrast to other kinds of secured loans that are traditional, payday loans online are particularly accessible to those who need them. Furthermore, weekend payday loans are just as affordable as any other loan for those who have bad credit. But the benefits they provide in terms of speed and convenience may not be enough to offset the risks.

Risks of Weekend Payday Loans

Whatever type that payday loan you’re thinking about it’s likely to come with a significant price. Payday loans, generally are known to have high rates of interest and bad terms for loans. The high rates and the shorter repayment times could make it difficult to repay on time or even in any way. This can lead to a phenomenon known as “rollover.”

Rollover occurs when the lender is willing to the option of extending the loan time. While this might sound like a good idea but they can also add costs and charges to the new loan. This makes the new loan more difficult to pay off as compared to the first. This is the reason why most cash-loan customers get into an endless series of loans.

The possibility of rollover, high-interest rates, and short repayment times short repayment periods make payday loans a very risky financial decision.

How Do Weekend Payday Loans Work?

A borrower who is on a payday loan will undergo the same procedures as a borrower. Once deciding on a lender, the borrower fills in an online form and provides the relevant information.

Once you have completed an application for a loan, the decision about the loan is usually taken immediately. The lender will then send documents detailing the total cost of the loan and repayment terms. It is essential to read the terms and conditions carefully. After the borrower electronically signs the documents and they will be notified that the loan amount is sent via direct deposit. From loan application to loan disbursement, the entire process may be completed in just a day!

Loan Qualifications

While the requirements may differ between lenders, however, most loans have you satisfy the following requirements:

  • You must be at minimum 18 years old
  • Provide a form of government-issued ID
  • You must have at least an active bank account (either checking or savings)
  • You must have a valid telephone # and email

Weekend Loans With Bad Credit?

The majority of people are aware they bad credit is a significant aspect in determining the types of loans offered to the potential borrower. Credit scores are a measure of credit score is a measure of the creditworthiness of an individual. It’s tool lenders and creditors employ to determine whether or not they will grant an individual a loan. Based on a thorough review of the history of a person’s payments and their overall use of available credit lines credit credit score can be described as a number with three digits which ranges from 300 to 850. A credit score lower than 600 is considered to be a bad credit score.

Excellent credit ratings show a good track record of managing your payments. This implies that those who have good credit have access to loans with higher interest rates. However, bad credit signals a greater risk for a lender. Thus, a borrower who has bad credit is a riskier customer and therefore is subject to a higher interest rate.

In contrast to loans at the bank, payday loans don’t require an evaluation of credit scores or other financial details. Since they were designed for those who might not be able to finance their needs, payday loans are made accessible to those who are able to repay them regardless of credit background.

Should You Take Out a Payday Loan if You Have Bad Credit? Mon, 14 Feb 2022 14:37:50 +0000 What are you using it to use it for?

If you’re in a bad financial position and are contemplating an individual loan, the first step you can take is to consider the reasons you’re in need of the loan.If you’re trying to pay off high-interest debts or are facing urgent needs BridePayday lending could be a viable finance option.

However, as payday loans for those with bad credit typically come with high-interest rates and costs as well, the total amount of the loan seldom justifies unnecessary purchases.This is why you might be thinking about alternatives before utilizing the payday loan to buy an automobile, renovate your house ortake a vacation.

Are you able to improve your credit score first?

If you’ve got bad credit It’s not all that bad.You could stillbe eligible for a loanfrom a few lenders, however, you may opt to put off applying for a while and improve your credit if you have been rejected for a loan or would like to get a better rate of interest.

There are numerous methods to improve your credit, but none of them are easy solutions.The best method for you to improve your credit is to take a responsible loan and pay back your debt on time.

If you are able to boost your score by even 20 points, you could be eligible for loans from different loan providers and lower rates.This could make a huge difference in determining how much your loan is going to cost you.

Make sure you are prepared to pay back the loan if you decide to get a loan

If you’re planning to get an individual loan with bad credit, it’s crucial to be sure that your budget will meet repayment obligations over the duration that the loan.

With regular payments, you could be able to get a payday loan that could help to build your credit, but failing to pay your loan on time could result in negative consequences which can make your score lower than it already was.

Joe Cokanasiga fights for daddy’s visa Thu, 08 Apr 2021 02:38:33 +0000

Joe Cokanasiga has urged the government to end his “betrayal” of members of the Commonwealth armed forces as his father fights for a visa to be allowed to live in the UK.

Ilaitia Cokanasiga, originally from Fiji, served in the Royal Logistic Corps of the British Army for 14 years and carried out operational tours in Iraq and Afghanistan, but he still needs to apply for a visa to stay in the UK and must now pay a fee of £ 2,389. to complete the request.

Call for the elimination of fees

Her son, England and Bath Flyer Joe, have now called for the fees to be waived and for the process to be streamlined for all families struggling with the application process.

“The main word that comes to mind is a feeling of betrayal,” said the 23-year-old, who faced England in the 2019 Rugby World Cup in Japan.

“He represented this country for 15 years, made a lot of sacrifices.

“I was born into an army family, all we knew was to serve the British army and when he finished we were ashamed as if we had done something wrong especially for my father, there was no sense of belonging. “

Cokanasiga said he hoped the government would change its treatment of Commonwealth military personnel.

Last year there were 5,110 Commonwealth citizens serving in the armed forces and over the past five years there have been as many as 400 requests for leave to remain indefinitely by military personnel each year – 0.6% of the total granted by the United Kingdom.

Cokanasiga described how his father had to travel to Fiji in 2020 and was unable to return to the UK for a year due to immigration issues. He only returned home to Didcot, Oxfordshire, in February and is still awaiting the outcome of his visa application.

“The situation with Daddy’s visa issues has caused our family a lot of distress,” he added. “In a year where we have all been affected by the pandemic, the uncertainty surrounding his residence has been truly traumatic. “

He described how his family was assigned overseas to Germany and Brunei when he was still a child. Through his military education, he was introduced to rugby and eventually played alongside his father in community armed forces tournaments.

“I have seen with my own eyes all that Commonwealth military personnel have done for this country,” he said.

“This is why I am so determined to support the Royal British Legion (RBL) Stop the Service Charge campaign. It is totally unfair that the government is making people who have served and sacrificed in the armed forces pay for the right to stay in the UK.

RBL Policy and Research Officer Andy Pike said: “Joe’s case shows how it is not only Commonwealth veterans, but also their families who are suffering because of these rules. unfair immigration.

“These individuals and families have rendered years of loyal service to the UK, but many are in dire straits if they wish to stay here when they leave the military.

“While we welcome the news that the government must look into this issue, many veterans and their families still grapple with each passing day.

“That is why on Commonwealth Day we call on the government to release its proposals as soon as possible and take action to abolish these unfair visa application fees.

“The current situation is a bad way to say thank you to the people we have encouraged to leave their countries to serve in the British armed forces.”

Grateful for the contribution of the armed forces

A government spokesperson said: “We are extremely grateful for the contribution of all of our armed forces.

‘The Home Office and the Department of Defense are working closely with our non-UK recruits to ensure that they are fully aware of how they and their families can settle in the UK and costs involved.

“This includes working with Joining Forces Credit Union to offer financial advice, savings programs and loans to help staff pay visa fees.

“The Ministry of Defense will launch a public consultation shortly to examine how we can provide more flexibility to serving personnel in the future. “

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United Airlines ‘Uplift’ Financing: How To Book Flights But Pay Later Thu, 08 Apr 2021 02:38:20 +0000

If it wasn’t for, you know, rent, utility bills and an addiction to Postmates, I would be wasting all my income traveling – mostly by flights. But alas, my bank account just can’t handle this Amalfi Coast getaway I was considering.

Maybe until now, that is. United Airlines is teaming up with Uplift, a financial service that lets you book a flight now and pay for it later. It’s like a layaway for airline tickets – you make smaller monthly payments instead of paying the stressful lump sum when buying. The company has joined forces with other travel brands also, like Spirit, Allegiant, Southwest Vacations, American Airlines Vacations, Norwegian Cruise Lines, CheapCaribbean, Kayak and Universal Orlando Studios, The guy at the points reports.

“The extension of Uplift’s flexible purchase option to airline tickets now allows even more customers to travel the world and create memories that will last a lifetime,” said vice president of Uplift. digital products and analysis Praveen Sharma in a release.

Because he is a loan, you will need to qualify. Uplift will perform a check of your credit profile to verify your eligibility. Once you’re approved, get the reservation. You will have 11 months to pay for your ticket, but beware, there are interest rates. Depending on the point of sale, these vary based on your credit history and range between 9% and 35.99%. Uplift Commercial Director Tom Botts said Weekly trip that most fall into “middle to high teens”.

“Our mission to make travel more accessible, affordable and rewarding for everyone aligns perfectly with United’s goal of connecting people and uniting the world,” continued Brian Barth, CEO of Uplift. “Travel has become a fundamental part of our lives and today’s consumers demand more flexibility. We’re excited to help more people discover the world through this partnership with United.

Sooooo, where should we go next?

h / t The guy at the points

Megan Schaltegger is a writer for Thrillist. Follow her @MegSchaltegger.

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Congress demands transparency on PPP loans Thu, 08 Apr 2021 02:38:09 +0000

WASHINGTON (NEXSTAR) – There is a battle between Congress and the White House over small business lending transparency.

Congress sent hundreds of billions of dollars to employers during the pandemic to keep workers on the payroll.

“Six hundred and fifty billion dollars is spent and we need to know if this program is working and who is benefiting from it,” said Representative Kate Porter, D-Calif.

MK Porter said she was disappointed when Treasury Secretary Steven Mnuchin told a Senate committee that some P3 loans would be kept confidential.

“If it is not going to step up and make these disclosures, Congress is ready to act,” said Representative Porter.

Porter drafted an amendment to PPP to make public how much each company receives.

Congressman John Garamendi said transparency was one of the main reasons most Democrats supported the program.

“The American public must be totally, absolutely outraged when the Secretary of the Treasury tells you that we are not going to tell you who is going to get the money,” said Representative John Garamendi, D-Calif.

But Secretary Mnuchin and other Republicans say some information, if made public, could put small businesses at a disadvantage.

“We should never force a company to reveal some of its secrets, in essence,” said Rep. Kevin McCarthy, R-Calif.

GOP House leader McCarthy said a company’s payroll information could be used against them by competitors.

But he says if Democrats don’t agree, they might take a different approach with Secretary Mnuchin.

“Why don’t you just pick up the phone and ask him what he’s talking about, instead of going tit for tat I’m going to make an invoice,” said Rep. McCathy.

In response, Porter says she sent the secretary a letter to which she did not get a response.

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Student loan debt relief improves retirement savings Thu, 08 Apr 2021 02:37:35 +0000

Planning early can be a form of student loan debt relief that improves retirement savings. It’s a win-win! Student loan debt relief comes in a number of ways. Research shows that workers with student debt save far less for retirement than they should. A Boston College Center for Retirement Research Working Paper specifically points to this topic. It shows that bachelor’s degree holders with student loans have significantly lower retirement savings at age 30. This is relative to their debt free counterparts. The implication is that making one student loan payment each month lowers contribution rates to the pension plan.

Today’s 43.2 million student borrowers have an average debt of $ 39,351 each, according to However, all is not lost. With early planning and ingenuity, early career workers can manage their student loan debt relief. Best of all, students can avoid debt altogether. It is important to note that planning should start early – ideally, when individuals are still students in high school. It may be worth it – retirement savings almost double in households without a student loan. According to a recent study on student loan debt from the Employee Benefit Research Institute (EBRI), the average pension plan balance was $ 46,768 for families whose head of household was under 35 and had a university degree, compared to $ 25,581 for families with student debt.

So how can students plan early to avoid or reduce student debt? James Lewis, co-founder of the National Society of High School Scholars (NSHHS) has a suggestion. Students – and their parents – need to equip themselves with knowledge and a game plan. Here are some tips he recommends to get started:

  1. Take advanced placement (AP) classes in high school. High scores on the AP tests not only contribute to college acceptances, but high scores can also help pay for college. These credits can cover half or even a full year of tuition fees. Students should start by knowing which colleges accept AP credits and when to start taking courses. Another avenue, double enrollment in college while the student is still in high school, can help deferral costs.
  2. Consider the military or the ROTC. Students can earn tuition fees through military service and work / study programs. The military is one of the largest scholarship providers in America. In 2019, the military awarded $ 3.2 million in scholarships to members of the NSHSS.
  3. Look for widely available scholarships. There are a large number of scholarships available – in most cases, more than students (or parents) realize. According to Rachel cruze, bestselling author and daughter of personal finance guru Dave Ramsey, offers another strategy. “Prospective students should make it their part-time job to apply for scholarships and avoid the student loan trap!” “

For today’s early career employees, it is obviously too late to plan options in advance. They will have to find student loan debt relief in other forms. In this case, employers can help by offering benefits such as student loan repayment assistance programs. As the name suggests, student loan debt relief programs exist. These repayment assistance programs are benefits where an employer can help employees pay off some of their student loan debt. Employees welcome the help. In reality, almost half (45%) would prefer student loan payment contributions to retirement plans, such as 401 (k) s and 403 (b) s. For young employees, this number is even higher at 54%. Additionally, due to regulations enacted during the Covid-19 pandemic, businesses can use pre-tax dollars for employer reimbursement assistance up to $ 5,250 through 2025.

Another benefit that employers can take advantage of to help employees seeking student debt relief are financial wellness programs. Financial well-being helps workers prioritize paying down debts and saving for the future. Recent studies have shown that offering financial wellness programs in the workplace can help in other ways. They can help improve the physical and mental health of employees, making them happier and more productive. It benefits everyone.

Chalk Steff

Chalk Steff

Steff C. Chalk is Executive Director of The Retirement Advisor University, a collaboration with UCLA Anderson School of Management Executive Education. Steff is also executive director of The Plan Sponsor University and is currently a professor at The Retirement Adviser University.

Chalk Steff

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Business records: three promoted at Bremer Bank, M State recognized as inclusive employer, and more Thu, 08 Apr 2021 02:37:13 +0000

Bremer Bank announced the promotions of three senior bankers as new leaders at its Detroit Lakes branch.

Monica Anderson is the site’s newest consumer banker, Mason Pender is the Detroit Lakes Market Manager, and Sue Sweeney is the Consumer Bank Team Leader. Together, they will maintain branch excellence by managing quality client relationships, performing day-to-day operations and co-creating effective financial solutions with other bankers and Bremer partners.

Anderson will open accounts receivable and work with consumer loans in his new role. She first joined Bremer in 2007 as a customer service associate and head cashier; She brings 13 years of banking and customer service experience to the team. She is currently a volunteer for the Trunk or Treat and United Way organizations.

Pender will directly lead the business banking department and coordinate operations in his new role. He initially joined Bremer in 2004 as a personal and business banker and brings 16 years of experience in corporate banking, personal banking and relationship management. He will continue to work with clients to meet their business loan and business deposit needs while managing the business banking team. He is currently the Deputy Fire Chief of the Detroit Lakes Fire Department, is involved with Dollars for Scholars as Treasurer and is a member of the Board of Trustees of the First Lutheran Church Foundation.

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Sweeney will facilitate the development of the team of consumer bankers and new hires in his promoted role. She initially joined Bremer in 2007 and has held various positions as a cashier, customer service provider, deposit account initiator and loan officer. She brings 14 years of banking experience to the branch and is heavily involved in the community, volunteering with the United Way, the Parade of Lights, the Truck or Treats, and the Lion’s Battle of the Businesses Bowling Tournament. Club.

The Regional Workforce Alliance of Northwest Minnesota has announced new recipients of the Inclusive Workforce Employer designation, and the Minnesota State Community and Technical College is one of them. The college was nominated for its commitment and the development of an inclusive and equitable culture within the State of M and the region.

The designation was created to recognize and promote inclusive employers, reduce regional disparities, and raise awareness of the value and methods of increasing workforce diversity. To receive the designation, State M had to:

• Express a commitment to an inclusive workplace in its stated values, mission or policies.

• Evaluate how diversity, equity and inclusion influence their work and culture.

• Provide diversity, equity and inclusion education for staff and management.

• Allocate resources to support and maintain an inclusive and equitable workplace.

The Inclusive Workforce Employer Designation was created in partnership with the Community Workforce Inclusion Council of the Fargo-Moorhead region. The alliance that bestows the designation is made up of business leaders, nonprofit agencies and government officials from a 26-county region in northwest Minnesota. For more information visit

Jenna Ray, from Morris, Minn., Joined West Central Initiative as a development associate.

Jenny ray

Jenny ray

Ray will help create new outreach and community engagement efforts, increase donor interactions, and strengthen the organization’s donor database.

Prior to joining West Central Initiative, Ray worked as a writer / editor and most recently as Senior Communications Specialist for the University of Minnesota-Morris, where she also obtained her Bachelor of Arts in English. She has volunteered or worked with many community and academic organizations including GiveMN, the Prairie Renaissance Cultural Alliance, the Morris Area Business Advisory Council, and the Minnesota Indian Women’s Resource Center. She is also a member of the President’s Club Heritage Society at the University of Minnesota.

For more information on the Center-Ouest Initiative, visit

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Financement agricole announces record sponsorship distribution to members Thu, 08 Apr 2021 02:36:38 +0000

News and research before you hear about it on CNBC et al. Claim your 1-week free trial for StreetInsider Premium here.

Local farm lender, MidAtlantic Farm Credit, distributed a record $ 54 million in cash to its member-borrowers this month.

Westminster, MD, April 06, 2021 (GLOBE NEWSWIRE) – MidAtlantic Farm Credit recently announced a record sponsorship distribution of over $ 54 million in cash to its members this month. The Association has repaid more than 73 percent of its patronage income, reducing borrower interest rates by nearly 40 percent.

“As a Farm Credit borrower member, one of the most important financial benefits is sharing the association’s profits with our members through our sponsorship program,” said Tom Truitt, Head of management of MidAtlantic Farm Credit. “We are proud to redistribute a record amount to our customers this month, especially after the challenges we all faced last year. “

MidAtlantic Farm Credit is part of the National Farm Credit System. Their territory covers parts of Delaware, Maryland, Pennsylvania, Virginia, and West Virginia. Crédit Agricole is a cooperative owned by its members, made up of associations that can share part of their annual profits with their member-borrowers. Each association determines the total of its income and expenses at the end of each financial year. Once all expenses are deducted, the remaining net income can be distributed according to the association’s statutes.

“Since 1990, we have distributed over $ 597 million in cash to our members,” adds Brian Rosati, CFO of MidAtlantic Farm Credit. “Our cooperative structure has served our borrowers for many years and will continue to do so in the future. “

In 2020, MidAtlantic Farm Credit distributed over $ 50.8 million in cash to its member borrowers. To learn more about Financement Agricole’s sponsorship program and to calculate your reimbursement, please visit

About MidAtlantic Farm Credit

MidAtlantic Farm Credit is an agricultural credit union owned by its borrowing members. It provides agricultural loans for land, equipment, livestock and production; crop insurance; and rural residential mortgages. The cooperative has over 12,100 members and over $ 2.9 billion in outstanding loans. MidAtlantic has branches serving Delaware, Maryland, Pennsylvania, Virginia, and West Virginia. It is part of the National Farm Credit System, a network of financial cooperatives established in 1916 to provide a reliable source of credit to farmers and rural America.


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Deshaun Watson trade rumors: Texans QB to sit until Houston swap (report) Wed, 07 Apr 2021 23:17:43 +0000

The Houston Texans have been publicly adamant about it they have no plans to trade quarterback Deshaun Watson.

Well, Watson would be willing to force their hand.

Thusday, NFL Network’s Michael Giardi reported that he spoke to an active NFL player who is “good friends” with Watson. The player believes Watson won’t show up for the Texans this season and will remain seated until he is traded.

If Watson intends to hold on this season rather than play for Houston and force the Texans’ hand, that would put one of the NFL’s most talented quarterbacks on the open market at the age of 25. Essentially, he would be the most attractive. commercial target in recent NFL history.

Watson has long been reported unhappy with the situation in Houston. However, the organization seems eager to try and mend the relationship with its franchise quarterbacks.

A key figure in trying to keep Watson with the Texans will be former New England Patriots director of player personnel Nick Caserio, who took over as general manager of the Texans this offseason.

Speaking to the media last month, Caserio did not even answer questions before planting his flag trying to keep Watson in town.

“Organizationally, we want to reiterate our commitment to Deshaun Watson,” said Caserio. “We have no interest in trading the player.”

New Texans head coach David Culley shared a similar sentiment.

“He’s a Houston Texan,” said the new coach. “I want him to be a Houston Texan. The reason I’m in this position today is because I know he’s going to be a Houston Texan.

The Texans have already parted ways with one of their generational talents this offseason by releasing star defensive end JJ Watt, who is currently a free agent.

The team’s choice to cut Watt and refuse to trade Watson isn’t particularly appealing to the team. However, the two players are at different times in their careers.

Watson is a young franchise quarterback. If traded, the team would not only lose the cornerstone of their franchise, but they would also be hit by a big cap due to the money Watson guaranteed in his recent overtime.

Watt, meanwhile, is nearing the end of his career and has freed up much of the cap space by getting cut.

As it stands, this market for Watson (and even Watt) remains unclear. There have been rumors that teams like the Miami Dolphins are ready to make a big play. However, the Texans’ decision to draw a line in the sand has slowed trade negotiations considerably.

For now, it’s a standoff between the team and the organization. We’ll just have to wait and see who blinks first.

Related content:

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Community Student Learning Center receives $ 596,000 for rehabilitative housing Wed, 07 Apr 2021 23:17:41 +0000

LEXINGTON, Miss – () – BankPlus and the Federal Home Loan Bank of Dallas (FHLB Dallas) have awarded an Affordable Housing Program (AHP) grant of $ 596,160 at the Community Students Learning Center (CSLC) to rehabilitate 60 housing units for low-income homeowners with special needs.

The funds will primarily help people with reduced mobility who need wheelchair ramps, bathroom lift bars or wider doors, but other people who own their own homes and meet income restrictions may also get help. Eighty percent of homes are in rural Holmes County, Mississippi, and the remaining 20 percent are in an economically diverse area.

“Applicants will be offered training on home maintenance,” said Beulah Greer, executive director of CSLC. “With the help of the Affordable Housing Program grant, we are able to deliver a much needed program at no cost to the community. ”

BankPlus Senior Vice President and Director of Affordable Housing Mark Ouellette said the AHP is helping the bank make a mark in its community.

“The Affordable Housing Program is an excellent offer that allows BankPlus to offer organizations support to improve the quality and availability of housing,” said Mr. Ouellette. “BankPlus is delighted to partner with Federal Home Loan Bank of Dallas and to work with the Community Students Learning Center to carry out its mission. ”

AHP funds are intended to help FHLB Dallas members finance the purchase, construction and / or rehabilitation of owner-occupied, rental or transitional housing and housing for the homeless. AHP funds should be used for the benefit of households with incomes equal to or less than 80 percent of the median income in the region.

In 2020, FHLB Dallas awarded $ 19.3 million in grants to 38 affordable housing projects. The funds will make it possible to create 2,749 new or rehabilitated housing units. That total includes $ 2.3 million in grants for 231 housing units in the state of Mississippi.

Since the inception of the AHP in 1990, the FHLB Dallas has provided more than $ 323 million under the AHP and Homeownership Reserve programs and has assisted more than 57,000 households.

“Rural residents are often overlooked when it comes to helping those in need with affordable housing,” said Greg Hettrick, senior vice president and director of community investment at FHLB Dallas. “We are honored to partner with BankPlus to help the Community Students Learning Center achieve their project goals. ”

For more information on AHP, visit

About BankPlus

Founded in 1909, BankPlus is one of the leading regional banks in the South East serving consumers and businesses with the latest technology through a full range of financial services including retail banking, commercial banking, mortgages and wealth management. With total assets of approximately $ 4.5 billion, BankPlus operates 79 financial centers across Mississippi, Alabama and Louisiana. For more information on BankPlus, visit

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank system established by Congress in 1932. FHLB Dallas, with total assets of $ 64.9 billion as of December 31, 2020, is a cooperative owned by its members which supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit our website at

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