Financial Affairs – Business Continuity And Disaster Recovery World http://business-continuity-and-disaster-recovery-world.co.uk/ Thu, 30 Sep 2021 18:17:27 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://business-continuity-and-disaster-recovery-world.co.uk/wp-content/uploads/2021/05/cropped-icon-32x32.png Financial Affairs – Business Continuity And Disaster Recovery World http://business-continuity-and-disaster-recovery-world.co.uk/ 32 32 Joe Cokanasiga fights for daddy’s visa https://business-continuity-and-disaster-recovery-world.co.uk/joe-cokanasiga-fights-for-daddys-visa/ https://business-continuity-and-disaster-recovery-world.co.uk/joe-cokanasiga-fights-for-daddys-visa/#respond Thu, 08 Apr 2021 02:38:33 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/joe-cokanasiga-fights-for-daddys-visa/

Joe Cokanasiga has urged the government to end his “betrayal” of members of the Commonwealth armed forces as his father fights for a visa to be allowed to live in the UK.

Ilaitia Cokanasiga, originally from Fiji, served in the Royal Logistic Corps of the British Army for 14 years and carried out operational tours in Iraq and Afghanistan, but he still needs to apply for a visa to stay in the UK and must now pay a fee of £ 2,389. to complete the request.

Call for the elimination of fees

Her son, England and Bath Flyer Joe, have now called for the fees to be waived and for the process to be streamlined for all families struggling with the application process.

“The main word that comes to mind is a feeling of betrayal,” said the 23-year-old, who faced England in the 2019 Rugby World Cup in Japan.

“He represented this country for 15 years, made a lot of sacrifices.

“I was born into an army family, all we knew was to serve the British army and when he finished we were ashamed as if we had done something wrong especially for my father, there was no sense of belonging. “

Cokanasiga said he hoped the government would change its treatment of Commonwealth military personnel.

Last year there were 5,110 Commonwealth citizens serving in the armed forces and over the past five years there have been as many as 400 requests for leave to remain indefinitely by military personnel each year – 0.6% of the total granted by the United Kingdom.

Cokanasiga described how his father had to travel to Fiji in 2020 and was unable to return to the UK for a year due to immigration issues. He only returned home to Didcot, Oxfordshire, in February and is still awaiting the outcome of his visa application.

“The situation with Daddy’s visa issues has caused our family a lot of distress,” he added. “In a year where we have all been affected by the pandemic, the uncertainty surrounding his residence has been truly traumatic. “

He described how his family was assigned overseas to Germany and Brunei when he was still a child. Through his military education, he was introduced to rugby and eventually played alongside his father in community armed forces tournaments.

“I have seen with my own eyes all that Commonwealth military personnel have done for this country,” he said.

“This is why I am so determined to support the Royal British Legion (RBL) Stop the Service Charge campaign. It is totally unfair that the government is making people who have served and sacrificed in the armed forces pay for the right to stay in the UK.

RBL Policy and Research Officer Andy Pike said: “Joe’s case shows how it is not only Commonwealth veterans, but also their families who are suffering because of these rules. unfair immigration.

“These individuals and families have rendered years of loyal service to the UK, but many are in dire straits if they wish to stay here when they leave the military.

“While we welcome the news that the government must look into this issue, many veterans and their families still grapple with each passing day.

“That is why on Commonwealth Day we call on the government to release its proposals as soon as possible and take action to abolish these unfair visa application fees.

“The current situation is a bad way to say thank you to the people we have encouraged to leave their countries to serve in the British armed forces.”

Grateful for the contribution of the armed forces

A government spokesperson said: “We are extremely grateful for the contribution of all of our armed forces.

‘The Home Office and the Department of Defense are working closely with our non-UK recruits to ensure that they are fully aware of how they and their families can settle in the UK and costs involved.

“This includes working with Joining Forces Credit Union to offer financial advice, savings programs and loans to help staff pay visa fees.

“The Ministry of Defense will launch a public consultation shortly to examine how we can provide more flexibility to serving personnel in the future. “

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/joe-cokanasiga-fights-for-daddys-visa/feed/ 0
United Airlines ‘Uplift’ Financing: How To Book Flights But Pay Later https://business-continuity-and-disaster-recovery-world.co.uk/united-airlines-uplift-financing-how-to-book-flights-but-pay-later/ https://business-continuity-and-disaster-recovery-world.co.uk/united-airlines-uplift-financing-how-to-book-flights-but-pay-later/#respond Thu, 08 Apr 2021 02:38:20 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/united-airlines-uplift-financing-how-to-book-flights-but-pay-later/

If it wasn’t for, you know, rent, utility bills and an addiction to Postmates, I would be wasting all my income traveling – mostly by flights. But alas, my bank account just can’t handle this Amalfi Coast getaway I was considering.

Maybe until now, that is. United Airlines is teaming up with Uplift, a financial service that lets you book a flight now and pay for it later. It’s like a layaway for airline tickets – you make smaller monthly payments instead of paying the stressful lump sum when buying. The company has joined forces with other travel brands also, like Spirit, Allegiant, Southwest Vacations, American Airlines Vacations, Norwegian Cruise Lines, CheapCaribbean, Kayak and Universal Orlando Studios, The guy at the points reports.

“The extension of Uplift’s flexible purchase option to airline tickets now allows even more customers to travel the world and create memories that will last a lifetime,” said vice president of Uplift. digital products and analysis Praveen Sharma in a release.

Because he is a loan, you will need to qualify. Uplift will perform a check of your credit profile to verify your eligibility. Once you’re approved, get the reservation. You will have 11 months to pay for your ticket, but beware, there are interest rates. Depending on the point of sale, these vary based on your credit history and range between 9% and 35.99%. Uplift Commercial Director Tom Botts said Weekly trip that most fall into “middle to high teens”.

“Our mission to make travel more accessible, affordable and rewarding for everyone aligns perfectly with United’s goal of connecting people and uniting the world,” continued Brian Barth, CEO of Uplift. “Travel has become a fundamental part of our lives and today’s consumers demand more flexibility. We’re excited to help more people discover the world through this partnership with United.

Sooooo, where should we go next?

h / t The guy at the points

Megan Schaltegger is a writer for Thrillist. Follow her @MegSchaltegger.

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/united-airlines-uplift-financing-how-to-book-flights-but-pay-later/feed/ 0
Congress demands transparency on PPP loans https://business-continuity-and-disaster-recovery-world.co.uk/congress-demands-transparency-on-ppp-loans/ https://business-continuity-and-disaster-recovery-world.co.uk/congress-demands-transparency-on-ppp-loans/#respond Thu, 08 Apr 2021 02:38:09 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/congress-demands-transparency-on-ppp-loans/

WASHINGTON (NEXSTAR) – There is a battle between Congress and the White House over small business lending transparency.

Congress sent hundreds of billions of dollars to employers during the pandemic to keep workers on the payroll.

“Six hundred and fifty billion dollars is spent and we need to know if this program is working and who is benefiting from it,” said Representative Kate Porter, D-Calif.

MK Porter said she was disappointed when Treasury Secretary Steven Mnuchin told a Senate committee that some P3 loans would be kept confidential.

“If it is not going to step up and make these disclosures, Congress is ready to act,” said Representative Porter.

Porter drafted an amendment to PPP to make public how much each company receives.

Congressman John Garamendi said transparency was one of the main reasons most Democrats supported the program.

“The American public must be totally, absolutely outraged when the Secretary of the Treasury tells you that we are not going to tell you who is going to get the money,” said Representative John Garamendi, D-Calif.

But Secretary Mnuchin and other Republicans say some information, if made public, could put small businesses at a disadvantage.

“We should never force a company to reveal some of its secrets, in essence,” said Rep. Kevin McCarthy, R-Calif.

GOP House leader McCarthy said a company’s payroll information could be used against them by competitors.

But he says if Democrats don’t agree, they might take a different approach with Secretary Mnuchin.

“Why don’t you just pick up the phone and ask him what he’s talking about, instead of going tit for tat I’m going to make an invoice,” said Rep. McCathy.

In response, Porter says she sent the secretary a letter to which she did not get a response.

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/congress-demands-transparency-on-ppp-loans/feed/ 0
Student loan debt relief improves retirement savings https://business-continuity-and-disaster-recovery-world.co.uk/student-loan-debt-relief-improves-retirement-savings/ https://business-continuity-and-disaster-recovery-world.co.uk/student-loan-debt-relief-improves-retirement-savings/#respond Thu, 08 Apr 2021 02:37:35 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/student-loan-debt-relief-improves-retirement-savings/

Planning early can be a form of student loan debt relief that improves retirement savings. It’s a win-win! Student loan debt relief comes in a number of ways. Research shows that workers with student debt save far less for retirement than they should. A Boston College Center for Retirement Research Working Paper specifically points to this topic. It shows that bachelor’s degree holders with student loans have significantly lower retirement savings at age 30. This is relative to their debt free counterparts. The implication is that making one student loan payment each month lowers contribution rates to the pension plan.

Today’s 43.2 million student borrowers have an average debt of $ 39,351 each, according to Educationdata.org. However, all is not lost. With early planning and ingenuity, early career workers can manage their student loan debt relief. Best of all, students can avoid debt altogether. It is important to note that planning should start early – ideally, when individuals are still students in high school. It may be worth it – retirement savings almost double in households without a student loan. According to a recent study on student loan debt from the Employee Benefit Research Institute (EBRI), the average pension plan balance was $ 46,768 for families whose head of household was under 35 and had a university degree, compared to $ 25,581 for families with student debt.

So how can students plan early to avoid or reduce student debt? James Lewis, co-founder of the National Society of High School Scholars (NSHHS) has a suggestion. Students – and their parents – need to equip themselves with knowledge and a game plan. Here are some tips he recommends to get started:

  1. Take advanced placement (AP) classes in high school. High scores on the AP tests not only contribute to college acceptances, but high scores can also help pay for college. These credits can cover half or even a full year of tuition fees. Students should start by knowing which colleges accept AP credits and when to start taking courses. Another avenue, double enrollment in college while the student is still in high school, can help deferral costs.
  2. Consider the military or the ROTC. Students can earn tuition fees through military service and work / study programs. The military is one of the largest scholarship providers in America. In 2019, the military awarded $ 3.2 million in scholarships to members of the NSHSS.
  3. Look for widely available scholarships. There are a large number of scholarships available – in most cases, more than students (or parents) realize. According to Rachel cruze, bestselling author and daughter of personal finance guru Dave Ramsey, offers another strategy. “Prospective students should make it their part-time job to apply for scholarships and avoid the student loan trap!” “

For today’s early career employees, it is obviously too late to plan options in advance. They will have to find student loan debt relief in other forms. In this case, employers can help by offering benefits such as student loan repayment assistance programs. As the name suggests, student loan debt relief programs exist. These repayment assistance programs are benefits where an employer can help employees pay off some of their student loan debt. Employees welcome the help. In reality, almost half (45%) would prefer student loan payment contributions to retirement plans, such as 401 (k) s and 403 (b) s. For young employees, this number is even higher at 54%. Additionally, due to regulations enacted during the Covid-19 pandemic, businesses can use pre-tax dollars for employer reimbursement assistance up to $ 5,250 through 2025.

Another benefit that employers can take advantage of to help employees seeking student debt relief are financial wellness programs. Financial well-being helps workers prioritize paying down debts and saving for the future. Recent studies have shown that offering financial wellness programs in the workplace can help in other ways. They can help improve the physical and mental health of employees, making them happier and more productive. It benefits everyone.

Chalk Steff

Chalk Steff

Steff C. Chalk is Executive Director of The Retirement Advisor University, a collaboration with UCLA Anderson School of Management Executive Education. Steff is also executive director of The Plan Sponsor University and is currently a professor at The Retirement Adviser University.

Chalk Steff

Latest posts by Steff Chalk (see everything)

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/student-loan-debt-relief-improves-retirement-savings/feed/ 0
Business records: three promoted at Bremer Bank, M State recognized as inclusive employer, and more https://business-continuity-and-disaster-recovery-world.co.uk/business-records-three-promoted-at-bremer-bank-m-state-recognized-as-inclusive-employer-and-more/ https://business-continuity-and-disaster-recovery-world.co.uk/business-records-three-promoted-at-bremer-bank-m-state-recognized-as-inclusive-employer-and-more/#respond Thu, 08 Apr 2021 02:37:13 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/business-records-three-promoted-at-bremer-bank-m-state-recognized-as-inclusive-employer-and-more/

Bremer Bank announced the promotions of three senior bankers as new leaders at its Detroit Lakes branch.

Monica Anderson is the site’s newest consumer banker, Mason Pender is the Detroit Lakes Market Manager, and Sue Sweeney is the Consumer Bank Team Leader. Together, they will maintain branch excellence by managing quality client relationships, performing day-to-day operations and co-creating effective financial solutions with other bankers and Bremer partners.

Anderson will open accounts receivable and work with consumer loans in his new role. She first joined Bremer in 2007 as a customer service associate and head cashier; She brings 13 years of banking and customer service experience to the team. She is currently a volunteer for the Trunk or Treat and United Way organizations.

Pender will directly lead the business banking department and coordinate operations in his new role. He initially joined Bremer in 2004 as a personal and business banker and brings 16 years of experience in corporate banking, personal banking and relationship management. He will continue to work with clients to meet their business loan and business deposit needs while managing the business banking team. He is currently the Deputy Fire Chief of the Detroit Lakes Fire Department, is involved with Dollars for Scholars as Treasurer and is a member of the Board of Trustees of the First Lutheran Church Foundation.

Newsletter subscription for email alerts

Sweeney will facilitate the development of the team of consumer bankers and new hires in his promoted role. She initially joined Bremer in 2007 and has held various positions as a cashier, customer service provider, deposit account initiator and loan officer. She brings 14 years of banking experience to the branch and is heavily involved in the community, volunteering with the United Way, the Parade of Lights, the Truck or Treats, and the Lion’s Battle of the Businesses Bowling Tournament. Club.

The Regional Workforce Alliance of Northwest Minnesota has announced new recipients of the Inclusive Workforce Employer designation, and the Minnesota State Community and Technical College is one of them. The college was nominated for its commitment and the development of an inclusive and equitable culture within the State of M and the region.

The designation was created to recognize and promote inclusive employers, reduce regional disparities, and raise awareness of the value and methods of increasing workforce diversity. To receive the designation, State M had to:

• Express a commitment to an inclusive workplace in its stated values, mission or policies.

• Evaluate how diversity, equity and inclusion influence their work and culture.

• Provide diversity, equity and inclusion education for staff and management.

• Allocate resources to support and maintain an inclusive and equitable workplace.

The Inclusive Workforce Employer Designation was created in partnership with the Community Workforce Inclusion Council of the Fargo-Moorhead region. The alliance that bestows the designation is made up of business leaders, nonprofit agencies and government officials from a 26-county region in northwest Minnesota. For more information visit rwa-nw.org/inclusive-workforce-employer.

Jenna Ray, from Morris, Minn., Joined West Central Initiative as a development associate.

Jenny ray

Jenny ray

Ray will help create new outreach and community engagement efforts, increase donor interactions, and strengthen the organization’s donor database.

Prior to joining West Central Initiative, Ray worked as a writer / editor and most recently as Senior Communications Specialist for the University of Minnesota-Morris, where she also obtained her Bachelor of Arts in English. She has volunteered or worked with many community and academic organizations including GiveMN, the Prairie Renaissance Cultural Alliance, the Morris Area Business Advisory Council, and the Minnesota Indian Women’s Resource Center. She is also a member of the President’s Club Heritage Society at the University of Minnesota.

For more information on the Center-Ouest Initiative, visit wcif.org.

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/business-records-three-promoted-at-bremer-bank-m-state-recognized-as-inclusive-employer-and-more/feed/ 0
Financement agricole announces record sponsorship distribution to members https://business-continuity-and-disaster-recovery-world.co.uk/financement-agricole-announces-record-sponsorship-distribution-to-members/ https://business-continuity-and-disaster-recovery-world.co.uk/financement-agricole-announces-record-sponsorship-distribution-to-members/#respond Thu, 08 Apr 2021 02:36:38 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/financement-agricole-announces-record-sponsorship-distribution-to-members/

News and research before you hear about it on CNBC et al. Claim your 1-week free trial for StreetInsider Premium here.


Local farm lender, MidAtlantic Farm Credit, distributed a record $ 54 million in cash to its member-borrowers this month.

Westminster, MD, April 06, 2021 (GLOBE NEWSWIRE) – MidAtlantic Farm Credit recently announced a record sponsorship distribution of over $ 54 million in cash to its members this month. The Association has repaid more than 73 percent of its patronage income, reducing borrower interest rates by nearly 40 percent.

“As a Farm Credit borrower member, one of the most important financial benefits is sharing the association’s profits with our members through our sponsorship program,” said Tom Truitt, Head of management of MidAtlantic Farm Credit. “We are proud to redistribute a record amount to our customers this month, especially after the challenges we all faced last year. “

MidAtlantic Farm Credit is part of the National Farm Credit System. Their territory covers parts of Delaware, Maryland, Pennsylvania, Virginia, and West Virginia. Crédit Agricole is a cooperative owned by its members, made up of associations that can share part of their annual profits with their member-borrowers. Each association determines the total of its income and expenses at the end of each financial year. Once all expenses are deducted, the remaining net income can be distributed according to the association’s statutes.

“Since 1990, we have distributed over $ 597 million in cash to our members,” adds Brian Rosati, CFO of MidAtlantic Farm Credit. “Our cooperative structure has served our borrowers for many years and will continue to do so in the future. “

In 2020, MidAtlantic Farm Credit distributed over $ 50.8 million in cash to its member borrowers. To learn more about Financement Agricole’s sponsorship program and to calculate your reimbursement, please visit mafc.com/about/patronage.

About MidAtlantic Farm Credit

MidAtlantic Farm Credit is an agricultural credit union owned by its borrowing members. It provides agricultural loans for land, equipment, livestock and production; crop insurance; and rural residential mortgages. The cooperative has over 12,100 members and over $ 2.9 billion in outstanding loans. MidAtlantic has branches serving Delaware, Maryland, Pennsylvania, Virginia, and West Virginia. It is part of the National Farm Credit System, a network of financial cooperatives established in 1916 to provide a reliable source of credit to farmers and rural America.

###

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/financement-agricole-announces-record-sponsorship-distribution-to-members/feed/ 0
Deshaun Watson trade rumors: Texans QB to sit until Houston swap (report) https://business-continuity-and-disaster-recovery-world.co.uk/deshaun-watson-trade-rumors-texans-qb-to-sit-until-houston-swap-report/ https://business-continuity-and-disaster-recovery-world.co.uk/deshaun-watson-trade-rumors-texans-qb-to-sit-until-houston-swap-report/#respond Wed, 07 Apr 2021 23:17:43 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/deshaun-watson-trade-rumors-texans-qb-to-sit-until-houston-swap-report/

The Houston Texans have been publicly adamant about it they have no plans to trade quarterback Deshaun Watson.

Well, Watson would be willing to force their hand.

Thusday, NFL Network’s Michael Giardi reported that he spoke to an active NFL player who is “good friends” with Watson. The player believes Watson won’t show up for the Texans this season and will remain seated until he is traded.

If Watson intends to hold on this season rather than play for Houston and force the Texans’ hand, that would put one of the NFL’s most talented quarterbacks on the open market at the age of 25. Essentially, he would be the most attractive. commercial target in recent NFL history.

Watson has long been reported unhappy with the situation in Houston. However, the organization seems eager to try and mend the relationship with its franchise quarterbacks.

A key figure in trying to keep Watson with the Texans will be former New England Patriots director of player personnel Nick Caserio, who took over as general manager of the Texans this offseason.

Speaking to the media last month, Caserio did not even answer questions before planting his flag trying to keep Watson in town.

“Organizationally, we want to reiterate our commitment to Deshaun Watson,” said Caserio. “We have no interest in trading the player.”

New Texans head coach David Culley shared a similar sentiment.

“He’s a Houston Texan,” said the new coach. “I want him to be a Houston Texan. The reason I’m in this position today is because I know he’s going to be a Houston Texan.

The Texans have already parted ways with one of their generational talents this offseason by releasing star defensive end JJ Watt, who is currently a free agent.

The team’s choice to cut Watt and refuse to trade Watson isn’t particularly appealing to the team. However, the two players are at different times in their careers.

Watson is a young franchise quarterback. If traded, the team would not only lose the cornerstone of their franchise, but they would also be hit by a big cap due to the money Watson guaranteed in his recent overtime.

Watt, meanwhile, is nearing the end of his career and has freed up much of the cap space by getting cut.

As it stands, this market for Watson (and even Watt) remains unclear. There have been rumors that teams like the Miami Dolphins are ready to make a big play. However, the Texans’ decision to draw a line in the sand has slowed trade negotiations considerably.

For now, it’s a standoff between the team and the organization. We’ll just have to wait and see who blinks first.

Related content:


Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/deshaun-watson-trade-rumors-texans-qb-to-sit-until-houston-swap-report/feed/ 0
Community Student Learning Center receives $ 596,000 for rehabilitative housing https://business-continuity-and-disaster-recovery-world.co.uk/community-student-learning-center-receives-596000-for-rehabilitative-housing/ https://business-continuity-and-disaster-recovery-world.co.uk/community-student-learning-center-receives-596000-for-rehabilitative-housing/#respond Wed, 07 Apr 2021 23:17:41 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/community-student-learning-center-receives-596000-for-rehabilitative-housing/

LEXINGTON, Miss – () – BankPlus and the Federal Home Loan Bank of Dallas (FHLB Dallas) have awarded an Affordable Housing Program (AHP) grant of $ 596,160 at the Community Students Learning Center (CSLC) to rehabilitate 60 housing units for low-income homeowners with special needs.

The funds will primarily help people with reduced mobility who need wheelchair ramps, bathroom lift bars or wider doors, but other people who own their own homes and meet income restrictions may also get help. Eighty percent of homes are in rural Holmes County, Mississippi, and the remaining 20 percent are in an economically diverse area.

“Applicants will be offered training on home maintenance,” said Beulah Greer, executive director of CSLC. “With the help of the Affordable Housing Program grant, we are able to deliver a much needed program at no cost to the community. ”

BankPlus Senior Vice President and Director of Affordable Housing Mark Ouellette said the AHP is helping the bank make a mark in its community.

“The Affordable Housing Program is an excellent offer that allows BankPlus to offer organizations support to improve the quality and availability of housing,” said Mr. Ouellette. “BankPlus is delighted to partner with Federal Home Loan Bank of Dallas and to work with the Community Students Learning Center to carry out its mission. ”

AHP funds are intended to help FHLB Dallas members finance the purchase, construction and / or rehabilitation of owner-occupied, rental or transitional housing and housing for the homeless. AHP funds should be used for the benefit of households with incomes equal to or less than 80 percent of the median income in the region.

In 2020, FHLB Dallas awarded $ 19.3 million in grants to 38 affordable housing projects. The funds will make it possible to create 2,749 new or rehabilitated housing units. That total includes $ 2.3 million in grants for 231 housing units in the state of Mississippi.

Since the inception of the AHP in 1990, the FHLB Dallas has provided more than $ 323 million under the AHP and Homeownership Reserve programs and has assisted more than 57,000 households.

“Rural residents are often overlooked when it comes to helping those in need with affordable housing,” said Greg Hettrick, senior vice president and director of community investment at FHLB Dallas. “We are honored to partner with BankPlus to help the Community Students Learning Center achieve their project goals. ”

For more information on AHP, visit fhlb.com/ahp.

About BankPlus

Founded in 1909, BankPlus is one of the leading regional banks in the South East serving consumers and businesses with the latest technology through a full range of financial services including retail banking, commercial banking, mortgages and wealth management. With total assets of approximately $ 4.5 billion, BankPlus operates 79 financial centers across Mississippi, Alabama and Louisiana. For more information on BankPlus, visit bankplus.net.

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank system established by Congress in 1932. FHLB Dallas, with total assets of $ 64.9 billion as of December 31, 2020, is a cooperative owned by its members which supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit our website at fhlb.com.

Source link

]]> https://business-continuity-and-disaster-recovery-world.co.uk/community-student-learning-center-receives-596000-for-rehabilitative-housing/feed/ 0 2020, the year of the pandemic, and leisure activities related to the pandemic https://business-continuity-and-disaster-recovery-world.co.uk/2020-the-year-of-the-pandemic-and-leisure-activities-related-to-the-pandemic/ https://business-continuity-and-disaster-recovery-world.co.uk/2020-the-year-of-the-pandemic-and-leisure-activities-related-to-the-pandemic/#respond Wed, 07 Apr 2021 23:17:37 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/2020-the-year-of-the-pandemic-and-leisure-activities-related-to-the-pandemic/

For many people across the country, 2020 has dramatically changed the way they spend their time and the extra time they might have to spend. For parents whose children are learning online at home, free time could have been wasted. But for people who have found themselves stuck at home or without a job, free time, while potentially unwanted, can abound.

So, to fill this free time and cope with the stress brought by 2020, many people have chosen new hobbies.

Kimberly Adams of “Marketplace” learned to play the piano. Right before the lockdown, her brother decided to downsize to move in with her boyfriend, and the two siblings shared the cost of shipping their grandmother’s piano from her home in St. Louis to hers. in Washington, DC Their father had bought the piano for their grandmother decades ago, and it was in their home growing up, although Adams never learned to play.

Marketplace decided to check in with a few other people to see what new ways they are spending their time this year.

Click on the audio player above to hear the full story.

Customize figurines in Cambridge, Massachusetts

When Miles McAlpin was put on leave from his job in the travel industry, he suddenly found himself with a gaping hole to fill, and his usual hobby, travel, was out of order.

McAlpin had seen photos of people posting custom action figures on Instagram, and having been an action figure collector as a child, he figured he would give this art form a try. He took a trip to his parents’ house, where he collected all the figurines he could in their basement. McAlpin spent his days “off work, just looking for YouTube videos on how to sculpt, sand, paint.”

He began to display the numbers he made on Instragram, under the name of Sir Collect-a-Lot, and sells them.

Journaling in St. Paul, Minnesota

Mai’Nesha Cyrus has spent a lot of time at home and a lot of solo time. 2020, she said, has helped her “get better at being alone.” One of the ways she’s worked on her mental and emotional health is by journaling. “Sometimes you don’t always feel comfortable talking to someone, or maybe they aren’t there” when you want to talk, she said. So journaling was a way for her to support herself emotionally.

DJ in Durham, North Carolina

Dr. Barbara Chase retired this year, as planned, in March. For her, 2020 has been “a year of extremes”, but “music has been my pillar”.

Chase coordinated and hosted an outdoor dance party for retirees in his community, Village Hearth. Chase describes Village Hearth as “an LGBTQ 55+, friends and allies, retirement community”. The dance party, she said, was a success. “I had huge speakers that I dragged around in a cart and my laptop from which I stream all my music,” she said. The dancers were masked and socially distanced. “We were outside. And people vibrated to the beat.


Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/2020-the-year-of-the-pandemic-and-leisure-activities-related-to-the-pandemic/feed/ 0
L&G Mortgage Club partners with new lender MPowered Mortgages https://business-continuity-and-disaster-recovery-world.co.uk/lg-mortgage-club-partners-with-new-lender-mpowered-mortgages/ https://business-continuity-and-disaster-recovery-world.co.uk/lg-mortgage-club-partners-with-new-lender-mpowered-mortgages/#respond Wed, 07 Apr 2021 23:17:36 +0000 https://business-continuity-and-disaster-recovery-world.co.uk/lg-mortgage-club-partners-with-new-lender-mpowered-mortgages/

“MPowered was built with brokers, not just them, and we are delighted to be able to offer brokers additional time and money savings through this partnership. “

Legal & General Mortgage Club has partnered with new lender MPowered Mortgages.

Members of the L&G Mortgage Club and users of its SmartrCriteria tool can now access MPowered Mortgages’ range of specialized buy-sell and portfolio products. The announcement follows the addition of Habito, West One Loans and Molo Finance earlier this year.

MPowered Mortgages uses advanced AI and deep learning technology to gather and analyze advisor data to minimize delays throughout the mortgage application process and remove unnecessary and repetitive steps from the application process.

Danny Belton, Lender Relations Manager at L&G Mortgage Club, said: “We are very happy to welcome MPowered Mortgages to our panel. It is a new entrant in the market, but one which uses cutting edge technology to advance our market. Since the onset of the crisis we have seen how technology can help our industry and it is great to offer these products to advisors because in today’s mortgage market the ability to make lending decisions quickly and efficiently will help to counter them. delays.

“We are delighted to be able to offer such a wide range of lenders to advisors and look forward to working with MPowered Mortgages as we continue to expand the range of products available to advisors. “

Emma Hollingworth, Director of Distribution at MPowered Mortgages, added: “Our mission as a company is to ensure that every participant in the UK mortgage market has access to the best technology available, to help them keep their customers happy. Given their leading role in the market, our partnership with Legal & General Mortgage Club, which we are delighted to announce today, is helping us take a significant step towards achieving this goal.

“MPowered was built with brokers, not just them, and we’re excited to be able to save brokers more time and money with this partnership. Legal & General Mortgage Club shares our vision for a technology-driven future. and our commitment to deliver for brokers.

Source link

]]>
https://business-continuity-and-disaster-recovery-world.co.uk/lg-mortgage-club-partners-with-new-lender-mpowered-mortgages/feed/ 0